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Personal Injury FAQ's

What is my claim worth?

There is no simple formula for determining the value of personal injury claims. Several factors must be taken into account to properly determine the value of your claim. These factors include, the nature of your injuries (broken leg, sprained neck, etc.), any previous injuries, time you missed from work, and the amount of damage to the vehicles involved in the accident.

How long will it take to settle my claim?

Normally, your case will be settled only after you have completely healed from your injuries and have been released from the doctor. As an attorney, I have the experience and training necessary to get you the fairest settlement in the quickest amount of time possible. It is also important to know that if your claim is not made within the time required by Ohio law, you will lose your right to receive compensation for your injuries.

Do I need to see a doctor?

Many people think that they are "just a little sore" after an accident. Then a few hours or even a few days later, they realize that the soreness is getting worse and not going away. Don't take chances with your health! If you think you might be hurt - - get immediate medical attention. Even if your injury seems like it is minor or not related to your accident, you still should tell the doctor all of your complaints. If you don't have a family doctor or if you can't get an appointment for several weeks, call me to discuss your options.

Doctors are calling me offering a free exam, what should I do?

Be very careful! There are some chiropractors and other doctors out there who will charge too much or who will not refer you to a specialist if your injury is beyond their area of expertise. Going to doctors who do not properly document your injuries could or who charge too much actually lower the value of your claim. If you have received any of these calls and are not sure what to do, contact me immediately!

I'm not the lawsuit type. Will I have to sue the other driver?

Most personal injury claims do not become lawsuits. After you are fully recovered from your injuries, I will file a claim with the insurance company. In most cases, I am able to negotiate a settlement directly from the insurance company without ever having to file a lawsuit. In the event the insurance company does not make a fair offer my office will go to court to fight for a fair settlement.

Should I give a statement to the other driver's insurance company?

No. Insurance adjusters work for the insurance company - - not for you. Adjusters want to make a quick settlement offer and save the insurance company as much money as possible. If you were injured, do not give the other insurance company a statement without contacting me. You are not trained in these matters and may say something that could harm the value of your claim.

I was hit by a driver that had no insurance. Can I still get money for my injuries?

If you have uninsured motorist coverage on your own vehicle, you may be able to recover compensation from your own insurance company. Payment of this type of claim should not increase your premium. In fact, your insurance company can get their money back from the other driver if they want to.

Should I call the police?

Yes! It is important to contact the police immediately if you are involved in an accident. Doing so will provide proof of the accident, and will allow for an immediate investigation of the scene of the accident. In addition, police will take statements of witnesses, and will examine the other driver to check for drug or alcohol use. The police can also be valuable witnesses to your injury at the scene, and they can assist in showing that.

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*Comments, Questions or Description of Accident/Injuries

  1. Go to the emergency room
  2. Follow up with a doctor
  3. Complete all of your medical treatment
  4. Do not give a recorded statement
  5. Contact the law offices of Michael Callahan

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